Founder and CEO of e-pay Australia (sold for USD$77m to Euronet Worldwide Inc in 2003), Executive Vice President of Netspend Corporation (IPO at USD1.1B and sold to TSYS for USD1.6b) and CEO and Managing Director of EML Payments Limited, a payment tech company operating in 30 countries, with revenues escalating from $3m in FY12 to $230m in FY22.

Founder and Chief Executive Officer of Edge Loyalty (Sold to Village Roadshow). Chief Executive Officer of the Marketing Solutions Division of Village Roadshow. Founder and CEO of The Card Network (Sold to InComm in 2022). Founder of TipPay. Has extensive relationships in gift and corporate incentive market in Australia.

Jack Gance is the Executive Chairman and a founder of the Chemist Warehouse Group and one of the most well respected and best known retail brands in Australia with a growing international presence. Jack has a wealth of retail experience and is the Chairman of the Australian Retailers Association. Chemist Warehouse is the 6th largest retailer in Australia, with over $5.8 B in annual sales, across 480 stores. The Chemist Warehouse online platform is the largest online pharmacy in Australia with annualised sales exceeding $500M.

Former Global Chief Risk and Compliance Officer for EML Payments, from 2012 to 2022, and has extensive expertise in the areas of compliance, risk management, fraud and cyber risk management, relationships with card schemes (Mastercard/Visa) and regulators.

Michael has over 3 years ASX listed board experience as the Managing Director of Onthehouse Holdings (ASX:OTH). Michael was also on the Board / CEO of BrickX for approx 12 months before establishing Fu. Prior to Onthehouse, Michael was a corporate / technology lawyer for approx 16 years, including an equity partner with one of Australia’s largest law firms.

Founder and CEO of e-pay Australia (sold for USD$77m to Euronet Worldwide Inc in 2003), Executive Vice President of Netspend Corporation (IPO at USD1.1B and sold to TSYS for USD1.6b) and CEO and Managing Director of EML Payments Limited, a payment tech company operating in 30 countries, with revenues escalating from $3m in FY12 to $230m in FY22.

Former Chief Revenue Officer for EML Payments, from 2012 to 2022, with 23 years of Global Sales and Marketing experience. Has extensive relationships in the Australian and global payments landscape.

Karen Basing, a seasoned Business Development Director in fintech with almost a decade at EML Payments Ltd, is renowned for surpassing growth targets. As the primary touchpoint, Karen's passion for client success drives her to introduce innovative ideas, best practices, and secure outcomes from initial engagement through to contract negotiations. With a proven track record, she stands as a proactive and results-driven leader in the industry.

Jess has over 15 years Financial Services experience working across banking, insurance, superannuation, credit and financial advice. She has played an integral role in delivering major transformation initiatives across organisations such as Suncorp, Auto & General, Fairfax Media, ANZ, TAB and Facebook. At Valorem, Jess works with our clients and teams to ensure that every solution we provide exceeds client and customer expectations.

With over 20 years of experience in Technology, James brings a wealth of knowledge to the Valorem team and is the brain power behind our innovative solutions. James has vast experience across a magnitude of technology sectors including data mining, fintech, education technology and gaming. James specialises in making the complex simple, working with his highly skilled engineering department to deliver elegant solutions that are built for security and scale.